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A:

The Patient Protection and Affordable Care Act, also known as Obamacare, allows you to obtain dental coverage through the federal insurance marketplace. You can obtain dental coverage at the Health Insurance Marketplace as part of a health plan or as a standalone dental insurance plan. However, to obtain a standalone dental plan, you must simultaneously enroll in a health plan.

The Affordable Care Act

The Patient Protection and Affordable Care Act was signed into law by President Barack Obama in 2010 with the intent of improving health outcomes, lower costs and ensure that a larger number of Americans get medical insurance. The law is in the early stages of its existence with much of its provisions being contested, and there are multiple legislative initiatives to repeal Obamacare. While not directly attributable to Obamacare, the number of uninsured persons dropped significantly since the adoption of the law. According to the U.S. Centers for Disease Control and Prevention (CDC), the number of uninsured persons from January to March 2015 was 29 million people of all ages, which is 7 million fewer than in the same period in 2014.

Dental Insurance

You can obtain dental coverage, which is part of certain health plans. The Health Insurance Marketplace gives you an easy way to filter plans that offer both dental and health coverage. A single monthly premium for such a plan would cover dental and health insurance. You can add dental insurance separately from your chosen health plan. In this case, you have to pay a separate monthly premium for your dental insurance.


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